2022.01.23 20:37 Waycock Can you negotiate on the interest rate of a personal loan that is already in place ?
Hey guys - question - I have a personal loan for about $25,000 with TD at prime + 8.5%. It was just put in place last year, but my credit score has increased substantially, i paid a significant portion off this year ahead of schedule, and my income has increased slightly - Can i call TD to renegotiate this ? Any other suggestions ? Seems absurd paying over 10% for a personal loan but I have no major assets other than my car and an emergency fund.
submitted by Waycock to PersonalFinanceCanada [link] [comments]
2022.01.23 20:37 KyleBellisario Does God love everyone?
I've heard the classic "He hates the sin, not the sinner", but I've also heard it said that God hates those that do wicked/the evil, etc? I know this can be argued both ways, and there's scripture to both sides I think. Thoughts, help, Scriptures?
submitted by KyleBellisario to Christianity [link] [comments]
2022.01.23 20:37 Roymundo Sassy
2022.01.23 20:37 Supermovespoker [PS4] H: Trades W: Uny/I/AWR USA LL
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2022.01.23 20:37 Cobi6947 What breed is my cat?
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2022.01.23 20:37 TogisHabs (28M) Up to how long an incision can get infected post surgery?
Hello, 28M here, non-smoker and without any other known condition.
I got spine surgery (microdiscectomy at L2-L3) done 72h ago. So far so good everything is going well with the recovery.
One thing that I fear is the infection of the surgical site (I heard 1/3 of overall surgical site will become infected).
I wanted to know up to how much time the surgical site can get infected after surgery ?
Also, I have 10 staples closing my wound and I’m set to getting them removed Thursday (7 days after surgery). Can the wound get infected even after the removal of the staples?
submitted by TogisHabs to AskDocs [link] [comments]
2022.01.23 20:37 Creeperman2306 I cant think of any idea's for a website I'm going crazy how can i come up with idea's.
2022.01.23 20:37 GrGrG As is NFC West tradition
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2022.01.23 20:37 MushyPeasPissBoy I don't have much to say.
I guess I've run out. Being stuck in my room there isn't much to distract me though, not for long at least, so I'll write you a letter. Maybe I just want attention from internet strangers.
I don't read this subreddit anymore. I don't look for your posts and I don't look elsewhere. It's weird not knowing, but I don't really have the same kinda urge. For some reason I'm even slightly scared to look. I am spending so much time on TikTok right now its unreal, for some reason the algorithm keeps showing me relationship stuff. Not ideal but I'm starting to get desensitised to it all which is cool. I think I'm improving a little bit. Then again things change so fast right now I can't be sure.
Still miss you though. Not in the same horrible panicky way as before, but you know how it goes. We'll see what happens I guess. I hope you're doing well and taking good care of yourself.
submitted by MushyPeasPissBoy to UnsentLetters [link] [comments]
2022.01.23 20:37 pineapplesmelt Waitlisted but course shows up on canvas?!
Does this mean that I'm in the course? I checked student center and it says I'm still on the waitlist, but it's been a bit glitchy so I'm not sure how accurate it is.
submitted by pineapplesmelt to Cornell [link] [comments]
2022.01.23 20:37 CryptographerIcy1856 Is there any problem that you have that can be solved via software?
I'm a software developer looking for new ideas for a SAAS. I was originally building a website development platform specifically for Realtors which integrated the CREA DDF but realized that the market for this was already saturated.
Is there any other problems you face as realtors that you believe can be solved with software?
submitted by CryptographerIcy1856 to realtors [link] [comments]
2022.01.23 20:37 apope71603 Mandy Rose 💞
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2022.01.23 20:37 kidneyguy Trying to sell old photos
I'm a photographer who, due to health concerns, had to step away from my sports and travel photography during the pandemic. However, I have been looking for s good place to sell the photos that I still have the rights to (which is the car majority of my photos). Is there any way that I can still sell my pre-pandemic shots? If so, where would be best?
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2022.01.23 20:37 Twigbob Lego
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2022.01.23 20:37 elvisofdallasDOTcom WordStream - what are your thoughts now that it's going away?
I had a couple of experiences with them pursuing me after a client had used their free evaluator tool and really could not believe what they charged for their services (which didn't seem impressive).
They must've been doing something right to have so many customers and to have been acquired for big money, but I'm asking here today → does anyone have good stories about their services?
submitted by elvisofdallasDOTcom to marketing [link] [comments]
2022.01.23 20:37 Barroozina Pena de muerte mas humana en Ohio
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2022.01.23 20:37 Eamnys Me in pic! Dms are open. Lonely atm! [30/m]
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2022.01.23 20:37 TheMaddKingg Are we not going to discuss how genuinely unplayable Freddy is on RCPD because of the dream world filter?
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2022.01.23 20:37 StockAccomplished702 National Football League Laughing GIF
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2022.01.23 20:37 Objective-Pin-8671 Minecraft kit pvp tournament YT
Hi I'm a very small YouTuber and I'm Ganna create kit pvp tournament season 1 it is a bracket stile tournament where you get a kit and the farther you get in the bracket the better you kit gets upgraded you must have discord to participate so if ur interested dm me my username is banana_bread#1920 there is no age limit
submitted by Objective-Pin-8671 to CompetitiveMinecraft [link] [comments]
2022.01.23 20:37 LeKaiju Does Hentai and Doujins count as porn and how to overcome it like porn?
Is hentai and doujins a form of porn? Can it be fought against the same way as PMO? I see a lot of things about porn but I don't really watch as much porn as I do hentai. So what should I do about it?
submitted by LeKaiju to NoFap [link] [comments]
2022.01.23 20:37 Cravity_pancakes Recommendations for a 14 year old?
I like: Drama, Comedy, Mystery, Suspense, Soap Opera, Sometimes Horror
I don't like: Too much sex or violence
I have: Netflix, HBO Max
Thanks in advance!
submitted by Cravity_pancakes to whattowatch [link] [comments]
2022.01.23 20:37 pedinlokko Mighty Mouse - Midnight Mouse Revised
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2022.01.23 20:37 adompenelope Eliminating Swaddle Cold Turkey - Looking for Encouragement!
Hello! Long time lurker, first time poster. I am a FTM, and my little girl is 3 months old. She’s been a pretty solid sleeper (only needing to be rocked and shh’d to sleep for a few minutes to fall asleep), however she’s grown to hate swaddling, and breaks out of all our swaddled. No swaddle is tight enough to hold her!
As of yesterday, we’ve decided to no longer swaddle her arms, and just wrap the blanket around her body instead. We let her fall asleep in our arms like this (no rocking or shhh-ing), and she falls asleep pretty quickly. Once placed in her crib, she’ll stay asleep for 10-30 minutes, after which point her arms will go flailing, she’ll knock the pacifier out of her mouth, and she’s screaming.
I know this is normal and part of the process, but I guess I’m just looking for some encouragement and resssurance that she’ll eventually learn to sleep with her arms out without waking herself up every 10-30 minutes. I’ve tried the Love to Dream swaddles for about a month prior, and she wasn’t a fan of them either.
Any parents out there quit swaddling cold turkey? Would love to hear your experiences! We are getting reedy to start sleep training her at 4 months or so, so I’d love to have her totally comfortable being arms out by then!
submitted by adompenelope to NewParents [link] [comments]
2022.01.23 20:37 Pachwerk [No Deposit][World Wide][~5 Minutes Process] 5€/15€ in Bitcoin after ID Verification! Norwegian Block Exchange
I want to share with you a promotion which pays out instantly after ID verification and is actually worldwide! (yeah I know, I am amazed because I live in Bulgaria and it's hard to find legit bonuses here)
The platform is called NBX - Norwegian Block Exchange and so far is the biggest crypto exchange platform in Norway!
If you decide to support a poor fella`` by using his Promo Link both of us will receive 5€ or 15€ in Bitcoin (depending on your country of residence, Scandinavian countries get more) instantly after successful ID verification.
No apps to be downloaded, everything is done your browser in around 5 minutes or so!
Referral (Bonus) Link
No Ref. Link (No Bonus)
submitted by Pachwerk to ReferralCodesForYou [link] [comments]